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Short Term Health Insurance
There are times when you may prefer to get short term health insurance coverage rather than a standard long term policy. Examples would include when you are between jobs, especially if you are looking for a less expensive alternative to COBRA, if you are waiting for a new employer's benefit package to start, if you are in a temporary or seasonal job, or if you just graduated from College and are about to start a new job. The policies are generally designed to run 6 months, but they can commonly be extended (up to a maximum of 12 months) if your health conditions have not significantly changed. The major benefit to short term health insurance is the low cost and easy application and acceptance process (coverage may start as early as the day after the application is accepted). If you believe that a short term policy may be best for your circumstance, or if you'd like to discuss your options, call a Jaffe Insurance Agency representative today. |
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